Easy Implementation

Earned Wage Access for Jack Henry Customers

As a Jack Henry Vendor Integration Program partner, Clockout seamlessly integrates with Jack Henry’s core banking systems (including SilverLake for banks and Symitar for credit unions) to deploy EWA quickly and securely within your digital banking platform.

Benefits

Clockout is the easiest tool to add Earned Wage Access in Jack Henry

Talk to Sales
Capture Direct Deposits
Integrate with over 1,600 payroll systems to seamlessly capture direct deposit allocations and payroll data.
Grow Core Deposits
Increase your bank's deposit base by attracting more direct deposits and expanding your customer base.
Differentiate Portfolio
Stay ahead in the competitive market by offering Earned Wage Access, setting your institution apart.
Win Primacy
Achieve primary bank status with customers by providing services that meet their immediate financial needs.
Offer new products
Diversify your offerings with new products that generate additional revenue streams.
Attract new customers
Appeal to younger demographics by addressing their liquidity challenges with innovative solutions.
our mission

Safer, Healthier Access to Money built into your Jack Henry Core

We empower users to access their earnings on their terms, reducing reliance on payday lenders and other predatory options. By offering an alternative to payday loans, your institution provides a trustworthy service that grants immediate access to earned wages without the exorbitant interest or debt traps of payday lenders. Unlike payday loans, Earned Wage Access products have no interest charges, no late fees, and no impact on credit scores, allowing your customers to bridge cash flow gaps without fear of spiraling debt.

Alternative to Payday Lenders
No Interest, No Late Fees
new products

Differentiate Your Product Offering with minimal effort.

Clockout enables financial institutions to stand out by offering innovative solutions that appeal to younger generations and underserved communities. By embedding on-demand pay into your offerings, you position your bank as a tech-savvy, customer-centric organization at the forefront of innovation. This not only attracts Gen Z and millennial customers who seek modern financial tools, but also extends services to underserved communities who often lack access to affordable short-term credit.

Enterprise-Grade EWA Infrastructure
Scalable for Millions of Users
Enhance Mobile Banking Engagement
GETTING STARTED

How to add EWA to your Jack Henry Core

1

Talk to Sales

Start by connecting with our partnerships team.
2

Alignment

We align with your internal stakeholders: digital banking, compliance, marketing, and leadership
3

Quick Installation

Clockout is already integrated in the Core. Implementation is as easy as activating a prebuilt module
4

Deployment

Automatic collection of advance repayments occurs upon paycheck deposit.