Privacy Policy

1.    Introduction.

(a) Web Site Owner. Clockout Financials, Inc. ("ClockOut") is the owner of this web site("ClockOut  Web Site"). ClockOut can be contacted by mail at 12330 SW 53rd ST, Cooper City, Florida 33330, or by e-mail at This online privacy notice discloses ClockOut  information practices for this ClockOut  Web Site, including what type of personal identifiable information is requested in order to make a purchase, how the information is used, and with whom the information is shared.

(b) Web Site Visits. In general, you can visit on the ClockOut Web Site without disclosing any personal information. ClockOut  analyzes the data gathered from Web Site visits for trends and statistics, and then ClockOut  discards the gathered data.

(c) Web Site Transactions.
At times, ClockOut  will need personal information regarding a customer or a prospect. For example, to process an order or provide a subscription, ClockOut  may need to know a customer's name, mailing address, e-mail address and credit card details. It is ClockOut 's intent to inform you before ClockOut  collects personal information, such as user's name and/or address on the Internet. If you tell us that you do not wish to have this information used as a basis for further contact with you, ClockOut  will respect your wishes.

2. Personal Information That May Be Collected.

(a) Identifying Information. In order to access designated subscriber services and/or restricted areas within the ClockOut  Website, ClockOut  will request a user to provide certain personal identifying information, which may include legal name, postal address, e-mail address, screen name, password, telephone number, facsimile number, method of payment, and, if applicable, credit card number. ClockOut may request additional information necessary to establish and maintain customer's account.

(b) Information from Children. ClockOut  does not sell products or services for purchase by children and will not collect or post information from a child under the age of 18 without the involvement of a parent or guardian. ClockOut  will notify the child's parent or guardian at the e-mail address provided by the prospective customer, alerting the parent or guardian to the child's use of the Web site and providing instructions as to how the parent or guardian can delete the child's registration from the Website.

(c) Lost or Stolen Information. If a customer's bank account information, and/or password is lost or stolen, the customer should promptly notify ClockOut  in order to enable ClockOut  to cancel the lost or stolen information and to update its records with a changed bank account information and/or password.

(d) Chat Rooms, Forums and Bulletin Boards. If customer participates in a ClockOut chat room, discussion forum, or posts messages to an ClockOut  bulletin board, customer should be aware that the information disclosed and shared will be broadly available to other persons, both inside of and/or outside ClockOut , who have access to that chatroom, forum, or bulletin board. Some individual ClockOut chat rooms, forums or bulletin boards have additional rules and conditions regarding participation. Also, participant's expressed opinion is his or her own and should not be considered as reflecting the opinion of ClockOut .

(e) Links to Other Websites. Our Web site may contain links to other web sites. ClockOut  is not responsible for the privacy practices or the content of those other Web sites.

3.    Uses Made of the Information.

(a)       Limited Uses Identified.
Without customer's prior consent, ClockOut  will not use your personal identifiable information for any purpose other than that for which it is submitted. ClockOut uses personal identifiable information to reply to inquiries, handle complaints, provide operational notices and in program record-keeping. ClockOut  also processes billing and business requests related to ClockOut  Web Site participation.

(b) Marketing Uses. The information you provide to the ClockOut Web site may also be collected, used, analyzed and/or processed by ClockOut , or selected third parties on ClockOut's behalf, for marketing and other business purposes. Before ClockOut uses the information, however, ClockOut  will notify customers and offer customers the opportunity opt-out if a customer wishes not to have personal identifying information used in this way.

(c) Stored Information Uses. ClockOut  stores and retains the information provided by customer. Stored information is used by  Clock-Out  and Clock-Out  agents: to support customer interaction with the Clock-Out  Web site; to process transactions on your behalf; and/or to contact customer again about other Clock-Out services and products.

(d) Online Advertising. Some companies that help Clock-Out deliver interactive on-line advertising, such as banner ads, may collect and use information about Clock-Out's customers to help Clock-Out  better understand the types of advertising or promotions that are most appealing to Clock-Out's customers. After it is collected the information is aggregated so it is not identifiable to a specific individual. If, however, customer would prefer that these companies not collect such information, please mark an "x" on the opt-out option box herein provided.

4.    Disclosure of theInformation.

(a) Within Corporate Organization. ClockOut is an organization, with legal entities, business processes, management structures, and technical systems that may cross borders. Clock-Out  may share your personal information within the ClockOut  corporate organization and may transfer the information to countries in the world where ClockOut  conducts business. Some countries may provide less legal protection for customer personal information.

(b) Mergers and Acquisitions. ClockOut  never shares, sells, or rents your personal information without prior notice to customer and the opportunity to opt-out.

(c) Agents. ClockOut employs or engages other companies and individuals to perform business functions on behalf of ClockOut. These persons are provided with personal identifying information required to perform their functions but are prohibited by contract from using the information for other purposes. These persons engage in a variety of functions which include, but are not limited to, fulfilling orders, delivering packages, removing repetitive information from customer lists, analyzing data, providing marketing assistance, processing credit card payments and providing customer services.

(d) Affiliated Businesses. ClockOut  works closely with affiliated businesses operating web site stores, providing services or selling products on eachother's Web sites. These businesses identify themselves to customers. Customer information related to a transaction with an affiliated business is shared with that affiliated business.

(e) Marketing Analysis by Third Parties. ClockOut  reserves the right to disclose to third-parties personal information about customers for marketing analysis; however,any information disclosed will be in the form of aggregate data that does notdescribe or identify an individual customer.

(f) Disclosure to Governmental Authorities. ClockOut  may release personal information to appropriate governmental authorities where release is required by law (for example, a subpoena) or by a regulation, or is requested by a government agency conducting investigations or proceedings.

5.    Use of Computer Tracking Technologies.

(a) No Tracking of Personal Information.
ClockOut 's Web Site(s) are not set up to track, collect or distribute personal information not entered by visitors. Through website access logs ClockOut  does collect clickstream data and HTTP protocol elements, which generate certain kinds of non-identifying site usage data, such as the number of hits and visits to our sites. This information is used for internal purposes by technical support staff for research and development, user analysis and business decision making, all of which provides better services to the public. The statistics garnered, which contain no personal information and cannot be used to gather such information, may also be provided to third parties.

(b) Use of Cookies.
ClockOut, or its third-party vendors, collects non-identifiable and personal information through the use of various technologies, including "cookies." A cookie is an alphanumeric identifier that a Web site can transfer to customer's hard drive through customer's browser. The cookie is then stored on customer's computer as an anonymous tag that identifies the customer's computer, but not the customer. Cookies may be sent by ClockOut  or its third-party vendors. Customer can set its browser to notify customer before a cookie is received, giving an opportunity to decide whether to accept the cookie. Customer may also set its browser to turn off cookies; however, some Web sites may not then work properly.

(c) Use of Web Beacon Technologies. ClockOut  may also use Web beacon or other technologies to better tailor its Web site(s) to provide better customer service. If these technologies are in use, when a visitor accesses these pages of the Web site, a non-identifiable notice of that visit is generated which may be processed by ClockOut or by its suppliers. Web beacons usually workin conjunction with cookies. If customer does not want cookie information to be associated with customer's visits to these pages, customer can set its browser to turn off cookies; however, Web beacon and other technologies will still detect visits to these pages, but the notices they generate cannot be associated with other non-identifiable cookie information and are disregarded.

(d) Collection of Non-Identifiable Information. Clock-Out may collect non-identifiable information from user visits to the ClockOut  Website(s) in order to provide better customer service. Examples of such collecting include traffic analysis, such as tracking of the domains from which users visit, or tracking numbers of visitors; measuring visitor activity on ClockOut Web site(s); Web site and system administration; user analysis; and business decision making. Such information is sometimes known as "clickstream data." ClockOut  or its contractors may use this data to analyze trends and statistics.

(e) Collection of Personal Information. ClockOut  collects personal identifying information from customer during a transaction. ClockOut  may extract some personally identifying information about that transaction in a non-identifiable format and combine it with other non-identifiable information, such as clickstream data. This information is used and analyzed only at an aggregate level (not at an individual level) to help ClockOut  understand trends and patterns. This information is not reviewed at an individual level.

6.    Information Security.

(a) Commitment to Online Security. ClockOut works to protect the security of customer personal information during transmission by employing software which encrypts the information that customers and prospects input. ClockOut 's practice is to reveal only the last five digits of customer's credit card numbers when confirming an order. During order processing the entire credit card number is revealed to the credit card company selected by customer.

(b) No Liability for Acts of Third Parties.
ClockOut will exercise all reasonable efforts to safeguard the confidentiality of customer personal information. However, transmissions protected by industry standard security technology and implemented by human beings cannot be made absolutely secure. Consequently, ClockOut  shall not be liable for unauthorized disclosure of personal information due to no fault of ClockOut including, but not limited to, errors in transmission and unauthorized acts of ClockOut  staff and third parties.

7. Privacy Policy Changes and Opt-Out Rights.

(a) Changes to Privacy Policy. This privacy notice was last updated on March 18, 2022. ClockOut reserves the right to change its privacy policy statement at any time. A notice of any material change will be posted on the ClockOut  Web site home page for thirty (30) days prior to the implementation of such change. By visiting our website or opening a Clock-Out Account, customer will be deemed to have accepted ClockOut 's privacy policy updates.

(b)  Opt-Out Right. Customer and prospective customer has the right at any time to cease permitting personal information to be collected, used, or disclosed by ClockOut  and/orby any third parties with whom ClockOut  has shared and/or transferred such personal information. Right of cancellation may be exercised by contacting ClockOut  via certified mail. After processing the cancellation, ClockOut  will delete customer or prospective customer's personal information from its data base.

8.    Access Rights toData.

(a) Information Maintained by CLOCKOUT . ClockOut  will provide customer with access to the following personally identifiable information: [Insert Description] for the limited purpose of viewing. Go to page of this Web site and enter customer's account password. If customer wishes to obtain a copy of particular information that customer provided to ClockOut , send an e-mail request to

(b) Corrections and Changes to Personal Information. Help ClockOut  to keep customer personal information accurate. If customer's personal information changes, or if customer notes an error upon review of customer information that ClockOut  has on file, please promptly e-mail ClockOut  at and provide the new or correct information.

(c) Your California Privacy Rights. Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers of ClockOut  who are California residents to request certain information regarding Clock-Out ’s disclosure of personal information for their direct marketing purposes. To make such a request, please write to: ClockOut by sending an email to or by writing us via certified mail. Within 30 days of receiving such a request, Clock-Out will provide a list of the categories of personal information disclosed to third parties for third-party direct marketing purposes during the immediately preceding calendar year, along with the names and addresses of these third parties. This request may be made no more than once per calendar year. ClockOut  reserves its right not to respond to requests submitted other than to the address specified in this paragraph. California’s privacy laws require a company to provide notice to California users of their rights to receive information on to which entities their information was shared for marketing purposes.

9. Accountability.

(a) Questions, Problems and Complaints. If you have a question about this policy statement, or a complaint about ClockOut  compliance with this privacy policy, you may contact Clock-Out  by e-mail at If ClockOut  is unable to resolve your complaint to your reasonable satisfaction or if customer does not receive acknowledgment of an inquiry, customer may elect to proceed by contacting ClockOut by email

(b) Terms of Use. If customer chooses to subscribe to ClockOut's services, customer's action is hereby deemed acceptance of ClockOut  practices described in this policy statement.Any dispute over privacy between customer and Clock-Out  is subject to the provisions of this notice and to Clock-Out 's Terms of Use Agreement, which is hereby incorporated herein, and which can be read at where the Terms of Use will be located.