Clockout is the fastest, easiest way for Q2-powered financial institutions to offer Earned Wage Access (EWA). We’re already integrated with Q2’s digital banking platform—meaning your bank or credit union can launch EWA with zero technical effort, no core changes, and no app-switching for users.
We empower users to access their earnings on their terms, reducing reliance on payday lenders and other predatory options. By offering an alternative to payday loans, your institution provides a trustworthy service that grants immediate access to earned wages without the exorbitant interest or debt traps of payday lenders. Unlike payday loans, Earned Wage Access products have no interest charges, no late fees, and no impact on credit scores, allowing your customers to bridge cash flow gaps without fear of spiraling debt.
Clockout enables financial institutions to stand out by offering innovative solutions that appeal to younger generations and underserved communities. By embedding on-demand pay into your offerings, you position your bank as a tech-savvy, customer-centric organization at the forefront of innovation. This not only attracts Gen Z and millennial customers who seek modern financial tools, but also extends services to underserved communities who often lack access to affordable short-term credit.