Easy Implementation

Earned Wage Access for Q2 Customers

Clockout is the fastest, easiest way for Q2-powered financial institutions to offer Earned Wage Access (EWA). We’re already integrated with Q2’s digital banking platform—meaning your bank or credit union can launch EWA with zero technical effort, no core changes, and no app-switching for users.

Benefits

Clockout is the easiest tool to add Earned Wage Access in Q2

Talk to Sales
Capture Direct Deposits
Integrate with over 1,600 payroll systems to seamlessly capture direct deposit allocations and payroll data.
Grow Core Deposits
Increase your bank's deposit base by attracting more direct deposits and expanding your customer base.
Differentiate Portfolio
Stay ahead in the competitive market by offering Earned Wage Access, setting your institution apart.
Win Primacy
Achieve primary bank status with customers by providing services that meet their immediate financial needs.
Offer new products
Diversify your offerings with new products that generate additional revenue streams.
Attract new customers
Appeal to younger demographics by addressing their liquidity challenges with innovative solutions.
our mission

Safer, Healthier Access to Money built into your Q2 Experience

We empower users to access their earnings on their terms, reducing reliance on payday lenders and other predatory options. By offering an alternative to payday loans, your institution provides a trustworthy service that grants immediate access to earned wages without the exorbitant interest or debt traps of payday lenders. Unlike payday loans, Earned Wage Access products have no interest charges, no late fees, and no impact on credit scores, allowing your customers to bridge cash flow gaps without fear of spiraling debt.

Alternative to Payday Lenders
No Interest, No Late Fees
Ease of implementation

Earned Wage Access Made Effortless with Q2

Clockout enables financial institutions to stand out by offering innovative solutions that appeal to younger generations and underserved communities. By embedding on-demand pay into your offerings, you position your bank as a tech-savvy, customer-centric organization at the forefront of innovation. This not only attracts Gen Z and millennial customers who seek modern financial tools, but also extends services to underserved communities who often lack access to affordable short-term credit.

Enterprise-Grade EWA Infrastructure
Scalable for Millions of Users
Enhance Mobile Banking Engagement
GETTING STARTED

How to add EWA to your Q2 Mobile Banking

1

Talk to Sales

Start by connecting with our partnerships team.
2

Alignment

We align with your internal stakeholders: digital banking, compliance, marketing, and leadership
3

Quick Installation

Clockout is already integrated in the Core. Implementation is as easy as activating a prebuilt module
4

Deployment

Automatic collection of advance repayments occurs upon paycheck deposit.