Clockout Selected for ICBA ThinkTECH Accelerator

Chattanooga, Tennessee (May 06, 2025) — Clockout, a leading Earned Wage Access (EWA) infrastructure provider for community banks, announced today its selection to the Independent Community Bankers of America®’s (ICBA) ThinkTECH Accelerator Program, which kicks off May 19 at the ICBA Center for Innovation in Atlanta. 

The selected companies are focused on supporting a variety of key areas that are top of mind for today’s community bankers, including EWA infrastructure, AI-driven credit scoring, customer growth analytics, cybersecurity threat intelligence, AI-powered operations platforms and fraud prevention risk management tools. As part of the second of two accelerator programs planned for 2025,Clockout will help banks better address liquidity challenges faced by working Americans by embedding EWA services directly into their digital banking apps.

"Financial flexibility shouldn't be a luxury reserved for the few,” Clockout's CEO Juan Jurado Blanco said. “At Clockout, we’re helping community banks lead the future of personal finance by delivering on-demand access to wages, building deeper customer loyalty, and creating new revenue opportunities.” 

Clockout is the first company to deliver EWA infrastructure directly to banks’ core systems, providing a white-labeled, seamless, and secure solution. By eliminating the need for employer involvement, Clockout enables community banks to capture direct deposits and  enhance customer engagement. The platform’s integrations with top core providers such as Q2, Jack Henry, and Fiserv ensure ease of deployment and scalability.

Since its inception, the ICBA ThinkTECH Accelerator program has connected the most innovative, cutting-edge fintech companies in the world with more than 1,400 community bankers and industry leaders — identifying and designing workable solutions that solve for today’s modern banking needs. Participants receive mentorship from a distinguished network of industry stakeholders through an immersive 10-week bootcamp and will present their refined offerings to community bank executives during a live demo at the Graduate School of Banking at Colorado  in July.

“We are excited to have Clockout join us as a member of our next ThinkTECH accelerator,” ICBA Executive Vice President and Chief Innovation Officer Charles Potts said. “Solutions like Clockout are helping community banks deliver real-time financial services that meet the modern demands of their customers and enhance their overall banking experience.”

For more information about Clockout, visit www.joinclockout.com. For more information about the ICBA ThinkTECH Accelerator, visit www.icba.org/accelerator.

About Clockout

Clockout is an innovative Earned Wage Access (EWA) infrastructure provider built exclusively for community banks. Clockout integrates seamlessly into digital banking platforms, enabling banks to offer on-demand access to earned wages without employer involvement. Through white-labeled solutions and core integrations with leading providers, Clockout empowers banks to attract new customers, retain existing ones, drive new revenue streams, and deliver real-time financial solutions securely and compliantly.

About ICBA

The Independent Community Bankers of America® has one mission: to create and promote an environment where community banks flourish. We power the potential of the nation’s community banks through effective advocacy, education, and innovation. 

As local and trusted sources of credit, America’s community banks leverage their relationship-based business model and innovative offerings to channel deposits into the neighborhoods they serve, creating jobs, fostering economic prosperity, and fueling their customers’ financial goals and dreams. For more information, visit ICBA’s website at icba.org.

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