Turnkey Integration with Core and Digital Banking Systems:
Clockout offers seamless integration with major core processors and digital banking platforms, enabling financial institutions to deploy EWA in under 15 days with minimal custom development or IT burden.
Regulatory Compliance and Risk Management Built In:
Clockout is designed specifically for banks, structuring EWA as a fee-based advance (not a loan) to align with evolving regulatory guidance, including the anticipated Earned Wage Access Consumer Protection Act.
White-Label Experience Preserves Bank Branding and Control:
The solution is fully white-labeled, allowing banks to embed EWA features into their own app with their branding, messaging, and user controls.
Revenue Generation and Cost Efficiency:
Banks can monetize the feature by charging fees per advance, retain 100% of that revenue, and benefit from increased deposit volumes via payroll redirection.
Strategic Differentiation and Customer Acquisition:
Offering Clockout’s EWA can help banks attract younger, tech-savvy, or underbanked customers seeking financial flexibility. It also gives community banks a competitive edge by rapidly deploying innovative features that rival those of fintechs 
